Entries by admin

The importance of keeping your details up-to-date

It’s a fast moving world, especially at the moment. Even though there’s so much going on, it’s essential to update your insurance broker any time your circumstances change to help ensure the cover you have in place is still appropriate for your enterprise. A popular business pivot many beer and spirit firms have undertaken in […]

Congratulations Katie

Our newest employee Katie has recently achieved her Tier 2 qualifications in General Insurance. Katie joined us early this year and has really enjoyed her new career, studying hard and completing her initial diploma within 5 months; normally a 12 month course. We at Sarina Insurance & Financial Services are very proud of her, so […]

Make sense of the insurance market

A hardening market can mean higher premiums and tougher underwriting decisions – so it pays to get an expert on your team. Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle we’re in, this can […]

Managing cyber risks while staff work from home

Heightened cyber risks have emerged as a serious issue, given most businesses now have many staff working from home. So it’s important to put in place policies and procedures to ensure data is secure no matter where staff are located. Helping staff to recognise and avoid risky behaviours is also part of a great cyber […]

Protecting Your Commercial Assets In Business

For business owners in Australia, insurance needs to be a priority. With so many potential threats to a business, having the right insurance coverage can keep your business and your personal finances significantly safer. The challenge for Australian entrepreneurs is that there are so many different types of insurance policies available that it can often […]

A down to earth take on the Corona Virus

Setting things straight Apologies if this is a little personal and close to home. But the misinformation being spread needs to be countered with the facts. Facts are based on math and logic, not opinion. Below the stated facts is my current call to action on client portfolios – very important reading. If one person […]

10 years service – Marilyn Stowers

Our longest serving employee reached a milestone 10 years with Sarina Insurance on Monday the 9th of March. Marilyn originally joined to “do the bookwork” but has achieved so much more in her time with us. Thrown into a completely different business, Marilyn has excelled, studied and achieved full broker status and manages a large portfolio […]

Bushfires and business interruption

Some insurers have already started to pay claims to bushfire-affected businesses on the NSW South Coast, as their business interruption insurance policy provides for weekly payments. Having this support has been important for affected firms to stay in business. It allows them to maintain their cash flow and pay regular outgoings such as rent and […]

Why small businesses need product liability insurance

Product liability cover can vary, with claims depending on the individual business and the product it sells. Regardless, Product liability will ensure you are protected from the inevitable mishap. Product liability can provide protection for property damage or personal injury claims arising out of the use of a business’s product, or the failure of a […]

Not your usual insurance claim!

North Qld is not just known for Cyclone and rainwater claims. Check out the latest claim lodged by our staff. A Townsville couple thought they had water damage when they heard their ceiling collapse during heavy rain, turns out the cause was a well fed python falling through the ceiling. He measured in at 2.5 […]