Running a business has a number of responsibilities and associated risks whether you are a sole trader or global enterprise. Business insurance can protect you against the financial damage of business risks giving you peace of mind to concentrate on growing your business. In Australia, some insurances are compulsory – if you hire employees you […]
If you needed proof of the pelting that the insurance industry has taken at the hands of the coronavirus, then look no further than Lloyd’s of London. It is predicting payouts of up to £5 billion (around AU$8.9 billion) after reporting a £400 million (around AU$714 million) loss in the first half of the year, […]
Are you sure you are covered? Don’t wait until you need to claim to discover your policy isn’t what you need. If you’ve had the same insurance for a while it’s quite likely that your circumstances have changed since the policy was first taken out. As part of our client service we can handle your […]
It’s a fast moving world, especially at the moment. Even though there’s so much going on, it’s essential to update your insurance broker any time your circumstances change to help ensure the cover you have in place is still appropriate for your enterprise. A popular business pivot many beer and spirit firms have undertaken in […]
Our newest employee Katie has recently achieved her Tier 2 qualifications in General Insurance. Katie joined us early this year and has really enjoyed her new career, studying hard and completing her initial diploma within 5 months; normally a 12 month course. We at Sarina Insurance & Financial Services are very proud of her, so […]
A hardening market can mean higher premiums and tougher underwriting decisions – so it pays to get an expert on your team. Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle we’re in, this can […]
Heightened cyber risks have emerged as a serious issue, given most businesses now have many staff working from home. So it’s important to put in place policies and procedures to ensure data is secure no matter where staff are located. Helping staff to recognise and avoid risky behaviours is also part of a great cyber […]
For business owners in Australia, insurance needs to be a priority. With so many potential threats to a business, having the right insurance coverage can keep your business and your personal finances significantly safer. The challenge for Australian entrepreneurs is that there are so many different types of insurance policies available that it can often […]
Setting things straight Apologies if this is a little personal and close to home. But the misinformation being spread needs to be countered with the facts. Facts are based on math and logic, not opinion. Below the stated facts is my current call to action on client portfolios – very important reading. If one person […]
Our longest serving employee reached a milestone 10 years with Sarina Insurance on Monday the 9th of March. Marilyn originally joined to “do the bookwork” but has achieved so much more in her time with us. Thrown into a completely different business, Marilyn has excelled, studied and achieved full broker status and manages a large portfolio […]
