Entries by admin

A down to earth take on the Corona Virus

Setting things straight Apologies if this is a little personal and close to home. But the misinformation being spread needs to be countered with the facts. Facts are based on math and logic, not opinion. Below the stated facts is my current call to action on client portfolios – very important reading. If one person […]

10 years service – Marilyn Stowers

Our longest serving employee reached a milestone 10 years with Sarina Insurance on Monday the 9th of March. Marilyn originally joined to “do the bookwork” but has achieved so much more in her time with us. Thrown into a completely different business, Marilyn has excelled, studied and achieved full broker status and manages a large portfolio […]

Bushfires and business interruption

Some insurers have already started to pay claims to bushfire-affected businesses on the NSW South Coast, as their business interruption insurance policy provides for weekly payments. Having this support has been important for affected firms to stay in business. It allows them to maintain their cash flow and pay regular outgoings such as rent and […]

Why small businesses need product liability insurance

Product liability cover can vary, with claims depending on the individual business and the product it sells. Regardless, Product liability will ensure you are protected from the inevitable mishap. Product liability can provide protection for property damage or personal injury claims arising out of the use of a business’s product, or the failure of a […]

Not your usual insurance claim!

North Qld is not just known for Cyclone and rainwater claims. Check out the latest claim lodged by our staff. A Townsville couple thought they had water damage when they heard their ceiling collapse during heavy rain, turns out the cause was a well fed python falling through the ceiling. He measured in at 2.5 […]

Bushfire safe: making sure your home isn’t underinsured

With bushfires burning around the country, it’s important for homeowners in fire-prone areas to take steps to ensure they have the right insurance in place. This article from the Steadfast online magazine Well Covered, discusses risks of underinsurance, how to avoid mistakes and ensure homeowners have the right insurance in place, particularly in fire-prone areas. […]

Income Protection for Business Owners

All business owners have a lot of challenges, but many fail to contemplate what might happen if their business is suddenly unable to trade. From illness or injury to a fire at your supplier’s warehouse, there are many ways that your profit generation could be suddenly halted. While there are many rewards to being a […]

The importance of Income Protection

5 of our clients are currently receiving payments totalling $36,533 per month from Income Protection policies set up by Sarina Insurance and Financial Services. One claimant had his policy in force for less than a week before claiming, while others have been paying premiums for over 13 years before claiming. As soon as the claim […]

Real Risks in Business: A Guide to Insurance

Starting a business is a risky business, which is why it pays to be prepared! While it is impossible to predict exactly which possible hardships may befall your company throughout its years of operation, it is possible to load up on the right business insurance that will provide you with coverage when you need it […]

Sarina Insurance goes to London!

Broker principals Rick and Barb travelled to London recently and were invited to tour the Lloyds insurance building in the centre of the financial district as guests of Myles Smith insurance brokers, based at Lloyd’s. Lloyd’s commenced in 1686 at Edward Lloyd’s coffee shop, initially selling marine insurance and has grown to become the world […]