Business Combined BI and Liability

Client Code*

Name of person completing questionnaire*

Insured Name*

Business Combined including Business Interruption & Liability

1. Are there any changes in your business activities / operations?*

Yes
No

If YES, please advise full details

2. Have there been any material changes to fire and theft protection alarms, devices and the like during the past 12 months? (e.g. disconnection or dismantling or installation of any services)*

Yes
No

If YES, please advise full details

3. Is there any history of flood damage at the insured location(s)?*

Yes
No

If YES, please advise full details

Any of your key suppliers' premises?*

Yes
No

If YES, please advise full details

Any trade show or exhibition ground where you display goods?*

Yes
No

If YES, please advise full details

Business Interruption/Loss of Earnings

The policy is designed to protect loss of earnings and it is important to adjust Business Interruption values at each renewal.

The following formula will be of help in calculating appropriate values for the forthcoming year.

Estimated Sales ($)

Less ( - ) Purchases (Cost of goods $)
Equals ( = ) Insurable Gross Profit

OR

Gross Rental Income for next 12 months (including special outgoings $)

Select your calculation method*

Estimated Sales
Gross Rental Income

Estimated Sales*

Minus Purchases (Cost of goods)*

Equals Insurable Gross Profit*

Gross Rental Income for next 12 months (including special outgoings $)*

4. Do you require quotes for Rent Default?*

Yes
No

5. Do you require quotes for Eviction Costs?*

Yes
No

Liability

6. Estimated turnover for the forthcoming year ($)*

7. Number of principles*

8. Number of staff*

9. Estimated payroll ($)*

10. Are Contractors/Sub-contractors used?*

Yes
No

Activities performed*

Estimated Annual Payments made: $*

Do you sight current Public Liability insurance prior to work commencing?*

Yes
No

11. Are Labour Hire personnel used?*

Yes
No

Activities performed*

Estimated Annual Payments made: $*

Do you sight current Public Liability insurance prior to work commencing?*

Yes
No

12. Any demolition activities*

Yes
No

13. Does demolition exceed 3.5 metres in height?*

Yes
No

If YES, please state the maximum height (m) and percentage of turnover (%)

14. Do you Dry Hire? (Hire out plant without an operator)*

Yes
No

15. Do you use, handle or store explosives?*

Yes
No

16. Do you handle, treat remove or transport any asbestos?*

Yes
No

17. Please provide a description of your business activities to ensure your Public Liability cover is sufficient*

Other Insurances

18. Are there any other insurance needs e.g. Insurance of Income, Home, Contents, Motor Vehicle, Caravan, Boat etc, with which we can assist?*

Yes
No

Claims

19. Details of any claims that have occurred, but have not yet been reported*

20. After specific inquiry, details of any facts, circumstances or incidents (other than those already disclosed, notified to your insurer) which could give rise to a future claim*

All changes or inclusions of any sort or type, including limits or sums insured shown, will take effect from the policy's expiry date unless you request otherwise.

Information we have provided to Sarina Insurance Brokers, is to the best of our knowledge correct. Please type your name below:*

Name

This field is for validation purposes and should be left unchanged.