Entries by admin

5 Queensland Road Rules You Never Knew Existed

We all know to obey speed limits and to stop at a stop sign, but there are also a lot of road rules that most of us didn’t even know existed. As it turns out, there are some pretty bizarre road rules out there. To make sure you don’t get caught out on Queensland’s roads, […]

8 of the Strangest Deaths From Across History

If you’ve been thinking about taking out a life insurance policy, but can’t quite decide if it’s worthwhile, put yourself in the shoes of these unlucky people who not only left this earth sooner than they may have expected, but did so in the most unusual fashion. Death by Electrocution… on the Toilet! In 1983, […]

Did Tropical Cyclone Debbie Hit You?

More than two weeks after the brutal storm smashed the central Queensland coastline, making its way south to New South Wales, business owners, farmers and homeowners alike are still seeking help as clean-up efforts continue. Dubbed the strongest storm to hit Queensland since Cyclone Yasi in 2011, thousands of residents and tourists were trapped by […]

It pays to read the fine print.

We have just discovered this unusual wording in the home insurance policies of some of Australia’s major insurers (insurers we do not use); it makes for quite disturbing reading. Under their heading : General Exclusions, we find this statement. Under this policy there is no cover provided for any loss, damage or liability caused directly […]

Brokers attend Australia’s largest insurance conference

Principals Rick and Barb attended the 2016 annual Steadfast conference recently held at the Brisbane Convention Centre from 16 – 19 April.   Steadfast is Australia’s largest broker group with over 7,500 businesses. As a member of this group, Sarina Insurance is able to offer a complete range of insurance products from a mix of […]

Recent catastrophe affects business owner’s income

Many believe that concrete and steel will survive a fire, but this picture proves otherwise. The steel beams that support the roof have buckled in the heat allowing the walls to fall inward. The slab will also have to be demolished and re-laid and it could be 6 months or longer before the tenants can […]

Another example of how insurers assist following a natural disaster. CGU recently used drones to gather information at the scene of the Great Ocean Road fires to quickly settle claims.

IAG has used drones to help assess damage from recent bushfires in an Australian first. The claims team for the insurer, through its CGU, WFI and Coles brands, used the technology to view damage caused by the fires that devastated the Great Ocean Road area on Christmas Day. The use of the technology will help […]

How does insurance work?

How Insurance works – A short explanation: An insurance company is defined as a business that provides its clients with financial protection in case of an accident or an unforeseen event, such as a cyclone or the loss or damage of something. Our homes, our cars, our businesses, even our lives can be insured. But […]